ALG

yes we do. please contact me at 8333 9397 for a quicker response

Hi BigHeadlights, Motor insurance really depends on what the individual is looking for. Most people are very particular about premium, they would want the lowest possible premium and willing to forego all other benefits or services. Some are concern about the perks that various insurance companies provide. and there are a few others who are more concern about the ease of the transactions and as long as the premium is competitive, it doesn't exactly have to be the cheapest in the market. Few factors that you should be concern about other than premium : - Excess amount - Can you repair your vehicle at your preferred workshop - Do you need perks like "loss of use" "key replacement" etc - Is there a number for you to call or someone who can advise you when you are involved in an accident (at any time of the day) Which insurer is not really important, as most of them are reputable, but do try to avoid dealing direct with the insurance company. You may contact me at 9743 5966 if you'd like to find out more - Luke

Hi Bodoh, Sorry for the late response. Wearnes deals with Liberty and AIG. Both are reputable insurers and so it isn't really that difficult to reinstate your NCD especially if liability for the accident is straightforward. Wearnes should be able to easily settle the NCD reinstatement on your behalf if they choose to, anyway it is their job to do it since they are your representing intermediary. If your vehicle is only 2 months old, it is best to repair at Wearnes. Otherwise, in the next 3 years, any fault in your car they may decline to be responsible for the parts replacement. For your claims, 1st, we need to determine whether who's really at fault. If the 3rd party rear-ended your vehicle, and you are not in the midst of changing lane, entering a junction, or you weren't reversing, then liability should be quite straightforward. It is okay to proceed to claim against your own insurer for your damages including the loss of use (courtesy car), because insurer will, in turn , claim against the 3rd party's insurer. You only seek legal counsel if you want to make an injury claim. Wearnes and the insurance company will always give you the textbook advise because they cannot give you any firm reply until they perform the proper investigation. Unlike outside workshops that usually have some arrangements with the expert claim lawyers for Kopi $$$, Wearnes and most major authorised dealers do no such thing. They only repair and handle the repair claims for you. Anyway you have 9-10 more months before you need to renew your insurance, more than enough time to settle the claims and to reinstate your NCD. I don't see why you cant proceed to repair your vehicle first. It is more heart pain to drive around a damage car and more inconvenient to not have a replacement car than to reinstate your NCD. At least you will be driving your nice car to reinstate. If you need further reassurance, you may what to furnish me more details about your accident + photos. You can post here or contact me at 8333 9397 Good Luck! Luke

Let us source for you the best possible insurance premium for your vehicle. I didn't say cheapest, I say best! Because if you want the cheapest, you wouldn't have bought a Jaguar! Why should you let me represent you? 1. I am like your personal insurance Concierge. There's no easier person to reach than me. Whether by SMS, Whatsapp, Email or Calls, I respond to your enquiries before your phone can go back to sleep. Whether its at night, in the middle of the night, weekends or public holidays, I am always at your service. Try that with other motor insurance agencies... 2. I am an immediate support when you get into a car accident. I will tell you what to do, how to react, what pictures to take, how to private settle and what NOT to do in a car accident. 3. I am on your side, I don't represent the insurance company, I represent you! 4. Most insurance agents specializes in Life Insurance and do General Insurance (Motor) on the side. I specialize in General Insurance and its my primary business! If you want professional Wealth Planning Services, you may look for Mike or Lawrence. 5. Other than Motor Accident claims, I can advise you on Hospital & Accidental medical claims. Don't waste time with online quotes, however cheap they claim their premium is... these companies want you to liaise directly with them so they can find ways to short-change you! Just email the following information to luke@algplanners.com Vehicle owner details : - Full Name : - NRIC : - Date of Birth : - Gender : - Marital Status : - Occupation : - Driving License Pass Date : (found at the back of your Singapore Driver's License) - Vehicle No : - Renewal NCD : - Past 3 years claims info : - Contact No : A Copy of Your Renewal Notice For more details, you may also reach me at 8333 9397

Other than the special Motor Insurance Package we are able to provide for Jaguar Club SG members, ALG specializes in the following General Insurance Products : - Fire & Property All Risk Cover - Work Injury Compensation - Public Liability, Product Liability - Contractor's All Risk - Commercial And Private Motor - Group Health Insurance : Term Life, Personal Accident, Hospital & Surgical, Outpatient Benefits - Marine Cargo, Marine Hull, Pleasure Crafts - Money, Burglary, Fidelity - Professional Liability ******************************************************************************* ALG primarily represents the following insurers : - QBE Insurance (International) Ltd - Tokio Marine Insurance Singapore Ltd - AIG Asia Pacific Insurance Pte. Ltd My team members are also able to source for quotations from : - Aviva Ltd - Etiqa Insurance Pte Ltd - MSIG Insurance Singapore Pte Ltd - AXA Insurance Singapore Pte Ltd - EQ Insurance Company Ltd - Liberty Insurance Pte Ltd - Royal & Sun Alliance Insurance PLC ******************************************************************************* Feel Free to contact Luke Ng for any further enquiries at 8333 9397 or luke@algplanners.com at any time, any day.

My first pic post...

-- Edited by luke on Tuesday 20th of August 2013 01:33:25 AM

Uploaded with ImageShack.us